Terms of Service

By using soloinsuranceguide.pro ("the site"), you agree to these terms. If you don't agree, please don't use the site.

Educational content only — not advice

Solo Business Insurance Guide explains general business insurance concepts — coverage types, common exposures by profession, and contract-driven insurance requirements. Nothing on this site is insurance, legal or financial advice, and nothing here is a substitute for a licensed insurance agent, your actual policy documents, or a professional who knows your specific business and state.

Not an insurance agency or carrier

This site is an independent educational publisher. We are not a licensed insurance agency, broker or carrier, and we do not sell or bind insurance policies. For quotes or coverage decisions specific to your business, contact a licensed agent or your insurer.

Free templates and resources

Downloadable templates on this site are provided for personal, informational use for your own business. They are general-purpose documents, not customized legal or insurance advice, and should be reviewed against your actual contracts and coverage before relying on them.

No guarantee of accuracy

We try to keep guides accurate and current, but insurance requirements, state rules and industry practices change. We make no warranty that any page is complete, current or error-free for your specific business or state. Use of this site's content is at your own risk.

Intellectual property

Guide text and original graphics on this site belong to Solo Business Insurance Guide unless otherwise noted. You're welcome to link to our pages. Downloadable templates are for personal use; please don't resell or republish them as your own.

Third-party links and advertising

This site links to official third-party sources and industry organizations, and may in the future display advertising, including through Google AdSense. We don't control the content, availability or privacy practices of linked sites or third-party ad content.

Limitation of liability

To the fullest extent permitted by law, Solo Business Insurance Guide is not liable for any decision made or loss incurred based on information found on this site. Always verify specifics with a licensed insurance agent and your own policy documents before acting.

Changes to these terms

We may update these terms as the site changes. Continued use of the site after an update means you accept the revised terms.

Contact

Questions about these terms can be sent to support@soloinsuranceguide.pro.